Dischargeable & Non-Dischargeable Debts:
Chapter 7 Bankruptcy

Debts usually discharged in Chapter 7 bankruptcy cases
in Akron and Cleveland, Ohio:

  • credit card debt, including fees and interest

  • collection agency accounts

  • medical bills

  • personal loans

  • utility bills (past due amounts only)

  • bounced and dishonored checks (unless fraudulent)

  • repossession deficiency balances  

  • auto accident claims (except those involving OVI and DUI)

  • business debts

  • past due rent

  • civil court judgments (unless fraudulent)

  • tax penalties and unpaid taxes past a certain number of years

  • attorney fees (except in child support and alimony cases)

  • social security overpayments

  • veterans assistance loans and overpayments.

Debts usually NOT discharged in Chapter 7 bankruptcy cases
in Akron and Cleveland, Ohio:

  • certain taxes

  • alimony or child support

  • debt owed to government for fines and penalties

  • debts for injury caused by the debtor’s operation of a motor vehicle while under the influence of drugs or alcohol

  • attorney fees in child custody and child support cases

  • some court fines and penalties

  • student loans

Contact us and tell us your financial situation, bankruptcy can probably help you.

Paolucci Bankruptcy Law:

AKRON

FAX: (330) 288-0335

DEAN'S EMAIL

[email protected]