Dischargeable & Non-Dischargeable Debts:
Chapter 7 Bankruptcy



Debts usually discharged in Chapter 7 bankruptcy cases
in Akron and Cleveland, Ohio:


  • credit card debt, including fees and interest
  • collection agency accounts
  • medical bills
  • personal loans
  • utility bills (past due amounts only)
  • bounced and dishonored checks (unless fraudulent)
  • repossession deficiency balances  
  • auto accident claims (except those involving OVI and DUI)
  • business debts
  • past due rent
  • civil court judgments (unless fraudulent)
  • tax penalties and unpaid taxes past a certain number of years
  • attorney fees (except in child support and alimony cases)
  • social security overpayments
  • veterans assistance loans and overpayments.


  • Debts usually NOT discharged in Chapter 7 bankruptcy cases
    in Akron and Cleveland, Ohio:


  • certain taxes
  • alimony or child support
  • debt owed to government for fines and penalties
  • debts for injury caused by the debtor’s operation of a motor vehicle while under the influence of drugs or alcohol
  • attorney fees in child custody and child support cases
  • some court fines and penalties
  • student loans


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